Subrogation
Subrogation is often one of the most overlooked opportunities for insurers to recover value.
Too often, losses caused by uninsured third parties are indemnified and then absorbed without recovery action being taken.
Over time, those missed opportunities can have a real impact on margins and profitability.
At Fletcher Hixon, we act for insurers in identifying and pursuing subrogated recovery claims efficiently, commercially and with a clear focus on outcomes.
Recovering value that might otherwise be lost
Not every loss is recoverable - but many are never properly explored.
We help insurers assess whether there is a viable recovery claim, identify opportunities that may have been missed, and take practical steps to pursue recovery where it makes commercial sense. That may involve individual claims, repeat issues or a wider review of historic files.
The aim is straightforward: to recover losses that might otherwise be written off and to do so without unnecessary delay or fuss.
How we help
We support insurers with:
- Reviewing claim histories to identify recovery opportunities
- Assessing viability of potential subrogated claims
- Pursuing recovery action against uninsured third parties
- Managing claims efficiently with a close eye on cost and proportionality
- Unlocking value from files that may otherwise remain dormant
Why Fletcher Hixon
Clients instruct us because we combine legal expertise with a practical understanding of commercial reality.
That means clear advice, efficient action and an approach that is focused not just on whether recovery is technically possible, but whether it is worth pursuing and how best to do it.
We are here to help recover value, not create unnecessary noise around it.